Why Is My Car Insurance So Expensive, And What Can I Do

Most drivers are on the prowl for cheaper auto insurance, and spend a lot of time looking at side-by-side comparisons on the Internet. They could save a lot of time by simply moving to Maine.

Insure.com recently released a list ranking states by average annual cost of car insurance.

Topping out the list was Louisiana, where the average premium is $2,510.87 (this compared to Maine’s $902.85).

Virginia came in at number 37, with an average of $1,233.36 (this is slightly under the national average of $1,429.26). Washington, DC ranked number 7, with typical costs of $1,753.19.

So aside from leaving the state, how do you keep your rates low? The formula for calculating your rate is only slightly more complicated than cracking the Da Vinci Code, but here is a typical breakdown: Tier I: Primary zip code, age, gender and marital status Tier II: Driving record, credit history, make and model of car

Let’s break it down. It’s hard to change the first-tier factors (and if you are willing to make those changes over car insurance rates, then… you must just have terrible coverage to begin with). Some may be wondering why zip code matters. To begin with, all states have different laws pertaining to vehicle insurance requirements. Additionally, remember the first rule of real estate: location, location, location! Factors such as urban vs. rural and number of uninsured drivers on the road with you will affect the overall “risk factor” of living in certain areas. As far as the others in this category, we’re all familiar with the magic birthday of 25, and know that only drastic measures can change gender or marital status.

Now let’s look at what you can change. Insurance companies assign a different risk rating to each individual make and model. Different insurance companies will have different systems in place to estimate this, though it’s possible to find good examples online (check company websites and services like MSN).

While it’s still being debated in most states, your credit history can weigh in on what you pay for insurance. Something like this will also vary from company to company.

Lastly, your driving record. In terms of factors you can impact, this is the big one. Speeding tickets, traffic tickets, reckless driving charges, DWI/DUI charges, are just SOME of the things that can increase your premiums, now or further down the road. Did you know that even no-fault accidents (accidents in which you were involved but did not cause directly) can cause your rates to increase?

The best thing to do if you receive a ticket or charge or are involved in an accident is to contact an experienced attorney in your state to discuss your options, and how best to deal with insurance companies. If you are involved in an accident, it is usually better to contact your attorney before you give a statement to your insurance company.

Copyright (c) 2010 James Parrish

What Should You Consider When Searching For An Auto Insurance Singapore Company

Exactly what car insurance Singapore? What will a car insurance Singapore cover?

Auto insurance Singapore firms cover you and your travellers in the event of an accident. Yet it is up to you to decide how much cover you will get.
Can the damages for your property be taught in company? Will every one of the passengers be coated or only your loved ones? What if your girl was driving your automobile?

What questions in the event you ask your automobile insurance Singapore Company when it comes to car insurance? This article help you make a choice from the various insurance Singapore policies.

Forms of auto insurance Singapore

I.Liability insurance Singapore policy or third party insurance Singapore plan
This is general the best form of insurance provided by an auto insurance Singapore company. This is actually the basic insurance, in case you are involved in an accident, in fact it is proven to be your problem, and the auto insurance company will probably pay damages to the some other party.
The cover available from the auto insurance company is often set beforehand. Necessities such as maximum amount the insurance company will pay in the case of accident
For example the realtor will agree on the $10000 coverage per particular person, (bodily injury) and/or $40000 protection in bodily injuries and/or $10000 in property harm per accident
You have to confirm with your vehicle insurance what they will take care of and what are the limitations.
You might be offered an incredibly low premium by a few auto insurance Singapore company simply to realize that you are include minimal along with unrealistic.

II.Collision as well as comprehensive coverage, thorough insurance

Singapore and total comprehensive insurance
A car insurance company will also will give you comprehensive insurance Singapore, because the name indicates, you will end up comprehensively covered.
Essentially it means that if you happen to be responsible for a crash the insurance company covers the repair with the vehicle.
But it is less than simple, an auto insurance Singapore firm will almost always have the last say on what sum will be paid out, therefore it is cheaper to provide you with market value for the automobile, then they will.
You may think that your car may be valued at $1000.00 but the true market value might be $500.Double zero. This is not an uncommon circumstance. So if the restoration of your car tends to be than $500.00 then an auto insurance company will still only pay the book worth of the car.
You must ensure that the insurance company is not in control of the market valuation on the car, normally firms like the AA will offer an impartial rate.
As with the third get together insurance, the auto insurance carrier will almost certainly limit the total amount that will be paid out, in general terms, an all-inclusive insurance Singapore will have greater limits.

III.Recreation Car or truck
A recreation car or truck needs its own insurance policy, a Recreation car or truck insurance Singapore is not the same as vehicle insurance Singapore.
You should not assume in which because your car will be comprehensively insured, same with your recreation automobile.

IV.Other Types of automobile insurance Singapore

a.Medical (MedPay), Persona Injuries protection (PIP) and no problem cover
This insurance Singapore policy will cover you and your individuals medical expenses in case of a collision.
The absolutely no fault cover ensures that the auto insurance Singapore company pays regardless of who is at mistake. This gives you the bit of mind that, at the minimum, your family and friends are protected.
PIP is often a minimum necessity in some countries or perhaps states, ask the auto insurance Company the requirements are.

b.Uninsured/Underinsured motorists’ insurance Singapore
This cover, (furthermore sometimes a minimum need in some states), will handle you if the individual at fault is not covered or is underinsured.
You must request your auto insurance Singapore organization what you will be billed in case of such a predicament. Normally the auto insurance Singapore provider should not charge you some additional premiums.

c.Rental payment, towing and labour
Individuals ‘extras’ often given which has a comprehensive insurance Singapore is usually use by car insurance Singapore companies as special deals.
So in case your vehicle is damaged the car insurance Singapore company will pay for hire costs, (sometimes simply for a few days).
The auto insurer might also offer to cover the towing of your car or truck, (not always included).
Keep in mind you should ask the auto insurance Singapore company precisely what is included in the cover.

d.The particular legal requirements.
The majority of states, and most international locations will require a certain amount of cover, from complete comprehensive car insurance Singapore to third get together auto insurance Singapore.
In most cases it’s up to you, the driver, in order that your auto insurance Singapore organization offers you the bare minimum required. In most cases the insurance Singapore coverage company, (the auto insurance Singapore carrier), is under no obligation to teach you of the demands.
But of course, a good vehicle insurance Singapore company will, (need to?), try its outmost for you to advise you on the cheapest price for you.

SOCIAL ISSUES IN THE PLAYS OF MAHESH DATTANI

SOCIAL ISSUES IN THE PLAYS OF MAHESH DATTANI The plays of Mahesh Dattani emerged as -fresh arrival’ in the domain of Indian English drama in the last decade of the twentieth century. His plays deal with contemporary issues. They are plays of today sometimes as actual as to cause controversy, but at the same time they are plays which embody many of the classic concerns of world drama. I have selected -Tara’, Seven Steps Around the Fire, on a Muggy Night in Mumbai -Bravely Fought the Queen’ and -Final solutions,’ to study the contemporary values in these plays. 1.2 : JUSTIFICATION Dattani’s plays have a universal appeal. They can be staged anywhere in the world, they would draw full attention of the audience. Dattani moulds his subject in such a way that it is both topical as well as appealing. His plays speak across linguistic and cultural barriers. Dattani makes an abundant use of Indian mythology, rituals and traditions and contemporary problems, India is beset with but he elevates these themes to a higher level, touching the human chords that emanate love, happiness, sexual fulfilment and problem of identity. Though he lives in Karnataka, he writes about the whole nation of India, about the whole world he lives in. It is in the fitness of things that we must make an attempt at evaluating the play wright’s thematic concerns as well as his exploration of, and experimentation with stage. 1.3 : MAHESH DATTANI : HIS LITERARY ACHIEVEMENTS Mahesh Dattani was born in Bangalore on August, 7, 1958. He is the famous Indian English dramatist. He took admission in Baldwin’s High School and St. Joseph’s college of Arts and Science, Bangalore. He is a graduate in History, Economics and Political Science. He is a Postgraduate in Marketing and Advertising Management. He worked as a copy writer in an advertising firm and later on with his father in the family business. Dattani’s theater group-Play pen was formed in 1984. He made his directional debut with Mango Souffle. He has directed many plays for them ranging from classical Greek to contemporary works. Over a carrier spanning twenty five years he has written radio plays for the BBC and the film script of Ek Alag Mousam. Plays- (i) Tara (ii) On a Muggy Night in Mumbai (iii) Where There’s a Will (iv) Dance like a Man (v) Bravely Fought the Queen (vi) Final solutions. Mahesh Dattani received the prestigious Sahitya Akademi Award for his contribution to Indian Drama in 1998. The International Herald Tribune while praising Mahesh Dattani praised him as –One of Indian’s best and most serious contemporary play wrights writing in English.” Mahesh Dattani is India’s first play-wright to be awarded the -Sahitya Akadami Award’ for his contribution to the world of drama. Alyque Padamsee calls him one of the most serious contemporary play wrights. There are two published texts of Dattani’s plays-one a collection of plays while the other one is in parts. Recently his plays have been collected in a single volume called -Collected Plays’ published by Penguin. Alyque Padamee says, –At last we have a play wright who gives sixty million English speaking Indians an identity.” Mahesh Dattani is one of the famous Indian-English dramatists. He has successfully launched the Indian theater in English. In many of his plays, he deals with various issues like homosexuality, gender discrimination, communalism and child sexual abuse. In an interview -Personal Agenda’ Published in Branch on March 21, 2004 Dattani said, –The love of my life is drama and I want to write more plays.” His most distinguishing quality is wide range of themes that he deals with in his writings. Dattani’s plays are written for the stage. It is the visual quality and dramatic effect which are of paramount importance. Dattani shapes his subject in such a way that is both-topical as well as appealing. Alyque Padamsee assisted Mahesh Dattani in building his self-esteem and helped him in securing regular audience for his plays. As Mahesh Dattani points out in his preface –Alyaque believed in my work even before I believed in it myself. He gave me courage to call myself a professional playwright and director. In 1998, Dattani won the Sahitya Akademi Award for his book of plays. Final solutions and other plays were published by East-West Books, Chennai. According to the Sahitya Akademi Award, –(Dattani’s work) probes tangled attitudes in contemporary India towards communal differences, consumerism and genera brilliant contribution to Indian drama in English.” His plays deal with religious tension, sexuality and gender issue. Alyque Padamsee calls him one of the –most serious contemporary playwrights” Dattani takes issues that afflict societies the world over. He has chronicled the social victim and the follies, foibles and prejudices of Indian society. Some of Dattani’s plays are eloquent defences of society’s out casts and would be rebels. These plays include -On a Muggy Night in Mumbai,’ a compassionate look at the life and tensions of a homosexual community tricked away in Mumbai. -Both On a Muggy Night in Mumbai’ and -Do the Needful’ are probably the first Indian plays to boldly deal with the subject of homosexuality. The play -Final Solutions’ is about partition. It reveals how the engendered suspicion only deepens from generation to generation. The plays of Mahesh Dattani emerged as -fresh arrival’ in the domain of Indian English drama in the last decade of the 20th century. The plays have a great -contemporary value.’ According to John Mc Rae. –They are plays of today, sometimes as actual as to cause controversy, but at the same time, they are plays which embody many of the classic cancens of world drama.” Mahesh Dattani’s plays are revelatory in nature. If, in -Where There’s a will,’ it is the ghost not of Hasmukh Mehta but of his father that has to be recognised in -Dance like a Man’. In -Bravely Fought the Queen,’ it is a host of issues that have to be revealed and faced from the homosexuality of certain characters. Dattani shows us the hollowness of middle class lives. His plays explore what lies below the facades characters and families front up to fool the world. The family in Dattani stands for society at large. Dattani’s characters search for security and acceptance, to be true to themselves. In Dattani’s world the socialisation process initiated in the family unit has its aim the stunted growth of a bousaitres. The prominent theme of Mahesh Dattani’s later plays is homosexuality. Homosexuality is dealt with in -Bravely Fought the Queen’, -Where There’s a will,’ and – Dance Like a Man.’ Another important theme of Mahesh Dattanis’s plays in Gender Identity. -Bravely Fought the Queen’ foregrounds this whole issue with its very title. Dattai raises these and a number of other questions regarding gender and social stratification and hierarchy and sexuality. The most significant feature of Dattani is, perhaps his use of langauge. The note to his very first play, -Where There’s Will’ reads as follows. -Should the play be need in classrooms, I sincerely wish that English language teachers will not dismiss my syntax as bad English’ or worse still as incorrect, while knowledge of the rules of grammar is important, the richness and variety of the spoken word is a study in itself.” The past and the present both co-exist, and while the past has fashioned the present, the present helps the characters to re-read the past. Dattani’s stage techniques are aimed at making the audience intimate with the life of a family, its trials and trilantations and debilitating secrets. Dattani exercises great care in ensuring through his detailed stage direction that reader and potential directors understand all this. This division of the stage allows clearly demarcated space for certain characters, or time periods, as well as for different locales. C.K. Meena says, in an article on Dattani, –Unmasking the Middle class : The Drama of Mahesh Dattani” (Indian Review of Books, Vol., N. 6 1999), that this distribution of –the action among different levels on stage not only makes his plays visually exciting landmark but more at a snappy pace.” Mahesh Dattani defends his use of English as spoken by people in India and also goes on to make another serious statement. He says that his characters –would love to speak in Gujarati” and his challenge as a writer is to convey their Gujaratiness without distortion in English. Dattani’s characters speak the kind of English that most middle class Indians do. He also uses Indian English with great confidence and captures the rhythms of the spoken English. 1.4 : RESEARCH METHODOLOGY I have resolved to do research on the dramas of Mahesh Dattani : -Tara’, -Bravely fought the Queen’, -Final solutions’, -on a Muggy Night in Mumbai’ and -Seven steps Around The Fire.’ I shall take recourse to the following methods. 1. The study of various literary journals published in India and abroad incorporated in the corpus of the bibliography. 2. The study of various News-Papers in English in India and Abroad. 3. The analysis of each drama after close scrutiny.?

CHAPTER DIVISION

1.CHAPTER-1 INTRODUCTION

2.CHAPTER-2ISSUE OF GENDER DISCRIMENATION

2.CHAPTER-3ISSUE OF EUNUCH [SEVEN STEPS AROUND THE FIRE]

3.CHAPTER-4ISSUE OF HOMO SEXUALITY [ON A MUGGY NIGHT IN MUMBAI]

4.CHAPTER-5ISSUE OF COMMUNALISM[FINAL SOLUTIONS]

5.CHAPTER-6SUMMING UP

?

DETAILED ANALYSIS CHAPTER-1 :INTRODUCTION Mahesh Dattani is a contemporary writer who writes sepcifically in English. Dattani’s plays question some of the norms and conventions of society. In the process, interesting questions arise regarding gender and other issues like homo-sexuality, lesbianism, child sexual abuse. Dattani tackles issues that afflict societies the world over. Dealing with issues like male-famale ascendance divide, the patriarchal tradition, consumerism, communalism, Dattani holds back nothing. Alygue Padamsee calls him one of the –most serious contemporary playwrights.” CHAPTER-2. :ISSUES OF GENDER DISCRIMINATION -Tara’ is a riveting play that questions the role of a society that treats the children of the same womb in two different ways. Dattani’s -Tara’ is a poignant play about a boy and a girl who are joined together at the hip and have to be separated surgically, which will mean the death of either of the two. The fact that the injustice perpetuated by the victim’s own mother whose preference is to the male child, makes the play more powerful suggesting that it is woman who continues the chain of injustice. Tara is not just the story of the protagonist of the play -Tara,’ but it is the story of every girl child born in Indian family whether urban or rural. The situation is aggravated if the girl is physically challenged or there is any other physical or mental deformity in her. It is a bitter example of child abuse present in the Indian societies. Every girl child born in an Indian family does suffer some kind of exploitation and if there is a boy child in the family, the exploitation is very much visible as the privileges are consciously or unconsciously propounded to the son. The scene opens in London with Chandan, now a play wright, reminiscing about his childhood days spent with his sister Tara. Tara and Chandan are two sides of the same self rather than two separate entities and that Dan, in trying to write the story of his own childhood, has to write Tara’s story. The play revolves around the Siamese twins, chandan and Tara Patel, an operation to separate the twins at birth, leaves Tara crippled for life. Chandan, the privileged brother wants to turn his anguish into drama on his sister’s childhood. Throughout the play we can feel that she bears some kind of grudge against the society. She seems to have some kind of aversion with the outside world and her world consists of only her parents and her brother whom she was ever close to. The play explores besides exposing the typical Indian mind set which has from time immemorial preferred a boy child to a girl child. It looks at the triumphs and the failures of an Indian family. comprising of father (Patel). mother (Bharati) and two children (Chandan and Tara) coping with the trauma of disability. Tara, a feisty girl, who isn’t given enough opportunities as were given to her brother eventually wastes away and dies. Chandan escapes to London, changes his name to Dan and attempts to repress the guilt he feels over his sister’s death. His sense of trauma and anguish is so intense that at the end of the play, we see Chandan apologizing to Tara in the most moving of all the lines –Forgive me, Tara. forgive me, for making it my tragedy.” CHAPTER-3 :ISSUE OF EUNUCH -Seven Steps around the Fire’, the most popular play, dwells on the theme of eunuchs, their identity, their constitution and their connotation. Uma Rao, the sociology scholar, emerges as the most powerful character of the play, the mouth piece of the playwright, who fights to establish the identity of an eunuch. Mammal, during her research on the class and gender – related violence and crime, meets justice in the nemesis of the play. An eunuch, a beautiful one, invited for marriage, and the final tragic death-all seem to be a mis construct. This is all about marriage of a beautiful hizra Kamla to a son of a wealthy government minister named subbu. This shocking revelation culminated into the murder of Kamla. The society accepts a hizra for gracing the ceremonies of marriage and births but would not allow them to portrayed of such ceremonies. The author has ironically portrayed this aspect which would not have been given any head, for any matter related to them is of no importance to anyone. The heart rendering story about a hizra that she is murdered simply because she had fallen in love with subbu a young man having a status of importance in society, fills us with horror and sense of injustice. Again in the play we observe how the Police officer refuses to subject him self to any medical examination to rule out the barrenness of his wife due to his impotency. This bias of squarely blaming the woman for her barren state is another societal phenomenon that Dattani exposes.

CHAPTER – 4 :ISSUE OF HOMO SEXUALITY -Bravely Fought the Queen’ charters through the emotional, financial and sexual intricacies of a modern day Indian family. -Bravely fought the Queen’ was written by Dattani in the year 1991 and it was performed at the Sophia Bhabha Hall, Mumbai on August 2, 1991. The narration is centred around an Indian family in which two brothers Jiten and Nitin, the co-owners of an advertising agency, have married two sisters, Dolly and Alka. The women remain at home much of the time, where they look after the men’s ageing mother Baa. Jiten and Nitin’s father was a cruel and a dark man who usually harassed their mother. The kind of cruelty perpetrated on Baa by her husband is brought to light every now and then in the play. Baa sees the picture of her husband in her elder son, Jiten and thus automatically develops an inclination towards her younger son, Nitin who resembles her a lot. So here we have two generations sharing the same experiences at the hand of their chauvinistic husbands and yet to come third generation, Daksha who also experiences the mal-treatment of her father even before her birth and is born as a disabled child. In the same way Dolly and Alka in -Bravely Fought the Queen’ arm themselves at the end of the play to fight back. Alka very boldly questions the authority of her husband and asks for an explanation for his disloyalty. She also exposes the betrayal of her brohther for not revealing the existence of homosexual relations between her husband and her brother. There was Kanhaiya, who represents the world of sexuality whether heterosexuality or homosexuality. He might be the alluring cook who might or might not be Krishna of Dolly and Alka, or the dark auto driver who embodies Nitin’s sexual guilt. Nitin at the end of the play exposes his homosexual relations to Alka who is fast asleep after getting drunk. Thus we see that women have not been presented as sinners but they suffer because of the men who are part of their lives. This play presents the concept of gay culture prevalent in big cities. -On a Muggy Night in Mumbai’ is a tragicomedy which deals with homosexuals In the play, Sharad and Deepali, though comfortable with each other, have different ways of being gay. More stress is laid on the characters of Kamlesh and Prakash who is also Ed and romances with Kamlesh’s’s sister Kiran. Initially Kamlesh and Prakash were ardent lovers when Prakash suddenly turns coats and changes into Ed, weaning the garb of a hand some guy, head over heels in love with Kiran, who unfortunately happens to be Kamlesh’s sister. Kamlesh playing the role of humble lover resides to the changed situation without complaining. Nevertheless, his sexual needs are fulfilled by sharad, his friend. He shocks us a bit by stooping down to mating with a guard for which he is ashamed of himself. Prakash who had now changed to Ed suddenly emerges into the room and the scene to meet Kamlesh’s sister and bumping into Kamlesh is revived of his earlier crush on Kamlesh, Nonetheless Prakash/Ed is ashamed of being a homosexual and tries to leave the place with Kiran as soon as possible to escape the cynical eyes of the others who knew about his relationship with Kamlesh. Karan is shown to having all compassion for the gay people and wishes they could many for happiness of her brother who she knew was homosexual. The irony of the whole story is that the poor girl did not know that the man to whom she was going to get married was homosexual and ex-lover of her brother. The revelation in the end comes as a shock to her. The whole story throws light on the growing homosexuality and its non-acceptance by the Indian Society. CHAPTER – 5 :ISSUE OF COMMUNALISM -Final solutions’ was first performed in 1993. This play foregrounds the Hindu-Muslim problems. It also tackles the theme of transferred resentments in the context of family relations. The characters in the play motivate us to think that angry out-bursts lead to chain reactions. The play opens with Daksha reading from her diary. An oil lamp converted to an electric one suggests that the period is the late 1940. Daksha is the grand mother of Gandhis. Daksha closes her diary and then Hardika appears on the stage. She feels the things have not changed that much. In the living room of the Gandhis, Aruna, Ramnik Gandhi’s wife, enters while Aruna’s daughter Sunita and her husband are retiring for the night. Ramnik doesn’t like Hardika’s telling his daughter that –those people are all demons.” Aruna is a God fearing woman who thinks that everything will be smooth and peaceful one day. Ramnik saves the two boys- Bobby and Javed. Ramnik thinks that Javed has done an unforgivable act. Ramnik, a liberal minded person, offers a job to Javed only to give him a chance. Ramnik transfers his anger at his own father’s black deed (burning the ship) to his mother. In the name of communal hatred, this shameful act is done by Ramnik’s father. The play is a fine example of transferred resentments. Smita, who is unable to express her love for Babban, criticizes her mother bitterly. The play mocks at the politicians who use people as their puppets. These puppeteers are the culprits. The play-wright at the end of the play, wishes to stop this game of hatred and communal tension through the character of Ramnik. Ramnik accepts that his father has done the black deed. We should forgive the offenders and forget the past. This can be the final solution. CHAPTER -6 :DATTANI’S ACHIEVEMENT AS A PLAY WRIGHT Dattani’s plays have contemporary values and his plays can be said to have been impaired by Ibsen the Father of Realism. Dattani handles every problem from gender issues to sexuality very successfully. Dattani’s achievement as a play wright depends on the fact that his plays are a slice of life. They present reality as it exists. Dattani’s theatre group, playpen, was formed in 1984 and he has directed several of their plays ranging from classical Greek to contemporary work. He has an array of themes to offer in his plays and the issues he chooses to project are the most topical but also the most controversial one. Dattani’s plays, have purely performance – oriented scripts that elicit from the audience and emotional as well as strongly intellectual response. His plays address the middle class and only the middle class. The reason is not far to seek-it is this class that constitutes his audience. Dattani has created a vibrant, new theatrical form which is a marked development on the hither to stagnant Indian drama in English. ? BIBLIOGRAPHY A.Primary Sources 1. Tara : In Collected Plays (New Delhi Penguin 2000) 2. Bravely Fought the Queen In Collected Plays (New Delhi : Penguin 2000) 3. Final Solutions : In collected Plays (New Delhi : Penguin 2000) 4. Seven Steps Around the Fire (New Delhi : Penguin 2000) 5. On a Muggy Night in Mumbai (New Delhi : Penguin 2000) B.Secondary Sources 1. Karnad, Girish : Author’s Introduction, Three Plays (New Delhi, Oxford university Press, 1994) 2. Ramanujam, A. K. –Introduction” Follktales from India (New Delhi, Viking 1993. 3. Naik, M.K. Dimension of Indian English Literature (New Delhi, Sterling, 1984) 4. Styam. J.L. The Elements of Drama (London : Cambridge University Press, 1960) 5. Iyenger, K.R.S.- Indian writing in English (Bombay, Asia, 1977) 6. Iyenger, K.R.S.-Drama in Modern India (Bombary : The P.E.N. All India centre, 1961) C.Articles 1. Padamasee, Alygue –A note on the Play” in Mehesh Dattani, Final Solutions, collected Plays (New Delhi : Penguin India, 2000) 2. M.K. Naik –Cinderella Still : Recent Indian English Drama” Littcrit, Vol. 27, Number and 2, June – December 2001. 3. The New Indian Express, Friday October 15, 1999. 4. The Hindu, Sunday March, 9, 2003. 5. Devy, G.N—Indian English Literature and common Wealth Literature” In Another Tongue 1993, Madras, Macmillan, 1995). 6. Reddy K. Venkata and Dhawan R.K. (ed) Rtd. -Flowering of Indian Drama (New Delhi Prestige 2004). 7. Asnani Shyam –Indian English Drama’ spectrum History of Indian Literature in English ed. Ram Sewak Singh and Charu Sheel Singh (New Delhi, Atlantic, 1997) 8. Naik, M.K.—The Achievement of Indian Drama in English’ Dimension of Indian English Lieterature (New Delhi : Sterling, 1984) 9. Dattani, Mahesh : –Contemporary Indian Theatre and Its Relevance,” Journal of Indian Writing in English, Vol 30, No 1, Jan 2002.

Going for Good Auto Insurance

There are only a few states that still implement the no-fault regulation, meaning there will be payout even when you are liable for accidents or property damage. Another strange thing is the fact that insurance company can cancel your policy for various reasons for examples serious traffic violation or felony, repeated offenses, DUI, lapses, and more.

If you insurer issues a termination or cancelation of your policy, it is possible that you are now a high-risk driver. For such driver, possibility to get another insurance coverage is very low. A good way to acquire coverage is by purchasing it from the non-standard insurance market.

What is the high-risk driver?

There are more than several ways to define what high-risk driver means. Some insurance companies just use the term to represent a particular type of drivers who do not meet the requirements to get an insurance policy. However, requirements to get insurance vary from company to company. The term can also refer to drivers who have a bigger chance of getting into accidents due to physical or psychological limitations such as reduced visibility and lack of experience.

Someone with multiple traffic tickets is probably high risk too. High-risk drivers are those with strong tendency to file claims. For standard market insurers, more claims mean more payout, and this is not a real business.

While it is hard to figure out a definitive description of high-risk driver, there are some common reasons why someone is classified as high risk:

Having a Traffic Violation: committing a serious traffic violation puts a bad score on your driving record. A violation or involvement in an accident that causes death, or severe injury is a significant factor in high-risk classification. Some insurance companies offer additional coverage to waive single violation for a fee, but some other insurers do not have such feature. If there is no way to waive a violation, chances are you are now officially high risk.

Being a Teen Driver: most people start to drive as teenagers. When applying insurance for the first time, some companies will regard you as a driver with the lack of experience on the road. With not enough experience, insurers are reluctant to provide coverage.

DUI: this is a serious violation in most states. Driving under the influence of alcohol or drugs is dangerous for yourself and other people. It opens the door for reckless driving, and serious consequences including severe injuries in case accident happen. A driver with DUI record is not likely to get insurance from the standard market.

Bad credit score: as unfair as it may seem, some insurers use a credit score to determine application approval. Bad credit score has correlations with the possibility of missing an insurance payment. This is not the ideal customer.

High-risk cars: particular car models including sport, antique, supercars, and collectibles are expensive to repair. They are also a potential target of theft, rendering them high-risk insurance customers.

Non-standard Insurance Market

If a low-risk driver can purchase insurance from the standard market, the high-risk ones can acquire the same thing from the non-standard counterpart. In many cases, the non-standard market is more expensive, but it does not mean that high-risk drivers cannot get affordable coverage. As a company that focuses on the non-standard market, Good to Go Auto Insurance still offers a broad range of discounts and several payment options to make your expenses more manageable.

There are three types of cuts including Driver Discount, Vehicle Discount, and Policy Discount. Each category includes various offers, allowing for more than 40% of discounts on premium fee. Good to Go Auto Insurance has three payment options including monthly installments, quarterly payments, and annual payment, which comes with 31% discount. Most types of discounts from the company require only simple eligibility requirements for examples completing the defensive driving course, installing safety features on the car, activating text blocking device, and some other necessary details. For customers who own dwelling place on their lands, there are homeownership discounts.

Another interesting fact about Good to Go Auto Insurance is that it works within a network of subsidiaries of American Independent Companies, Inc. The branches cover most states in the country and Good to Go Insurance makes sure that your coverage complies with state’s laws regardless of where you live. Quotes from Good2Go Insurance are available for free and accessible from the official website of the company.

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How to Upgrade Cisco 4500 SUP7-E&Sup7L-E ROMMON to Support VSS

VSS (Virtual switching system) can enable on Catalyst 4500/4500X series switch (Supervisor Engine 7-E, Supervisor Engine 7L-E, and Catalyst 4500-X). Cisco IOS XE 3.4.0SG and ROMMON IOS Version 15.0(1r) SG7 later released support VSS. This article will discuss about Cisco 4500 SUP7-E ROMMON upgrade.

Procedure to upgrade DUAL supervisor engine ROMMON: Step1: You can verify your current ROMMON using -show version- command as shown below. I have dual supervisor engine present in my chassis, so to verify standby supervisor engine ROMMON you can use “show module” command. We are upgrading ROMMON to 15.0(1r) SG7 to run VSS on it.

Step2: You need to download ROMMON Image from Cisco.com. Please find the below path for your information. Downloads Home > Products > Switches > Campus LAN Switches – Access > Cisco Catalyst 4500 Series Switches > Cisco Catalyst 4510R+E Switch > Cisco Catalyst 4500 Supervisor Engine 7-E > IOS XE ROMMON Software-15.0(1r) SG7 Step3: Then you need to Copy this ROMMON image file into supervisor engine flash (both active as well as standby) from your TFTP server. Before copying file please verify your flash/disk memory space using -Show bootflash:- or -Show slave bootflash:- command to avoid any file transfer failure.

Verifying ROMMON Images in supervisor engine flash:

Step4: Enter the -reload- command to reset the switch and press Ctrl-C within 5 seconds to stop the boot process and you will be in ROMMON mode. Once you reload your active supervisor engine, device standby supervisor engine will become active processor.

Below output shows your standby is becoming active. Switch-standby> Switchover activity detected, changing role from STANDBY to ACTIVE

Step5: you can use -dir bootflash:- command see to ROMMON file and use -boot booflash:file_name- to get upgrade.

Step6: This may happen automatically if the system is configured to auto-boot. You can configure auto-boot using -boot system bootflash:cat4500-e-ios-promupgrade-150-1r-SG7- to happened boot process automatically. Be sure you write your config after this command. Once above supervisor engine booted with new ROMMON image it will become standby supervisor engine and you can verify its image on your active supervisor engine using -Show module- command. Switch#sh module Chassis Type : WS-C4510R+E

Power consumed by backplane : 40 Watts Mod Ports Card Type Model Serial No. —+—–+————————————–+——————+———– 4 48 10/100/1000BaseT Premium POE E Series WS-X4748-RJ45V+E CAT1518L0K5 5 4 Sup 7-E 10GE (SFP+), 1000BaseX (SFP) WS-X45-SUP7-E CAT1506L06A 6 4 Sup 7-E 10GE (SFP+), 1000BaseX (SFP) WS-X45-SUP7-E CAT1602L19X M MAC addresses Hw Fw Sw Status –+——————————–+—+————+—————-+——— 4 e8b7.4865.c090 to e8b7.4865.c0bf 1.0 Ok 5 70ca.9b5e.6600 to 70ca.9b5e.6603 1.0 15.0(1r)SG7 03.01.00.SG Ok 6 70ca.9b5e.6604 to 70ca.9b5e.6607 1.1 15.0(1r)SG5 03.01.00.SG Ok Mod Redundancy role Operating mode Redundancy status —-+——————-+——————-+———————————- 5 Standby Supervisor RPR Standby cold 6 Active Supervisor RPR Active

System Failures:

Step7: Follow the step 4-5 on current active supervisor engine to upgrade its ROMMON. Once it boot it will become standby supervisor engine. Verifying both supervisor engine ROMMON image: Switch#sh module Chassis Type : WS-C4510R+E Power consumed by backplane : 40 Watts Mod Ports Card Type Model Serial No. —+—–+————————————–+——————+———– 4 48 10/100/1000BaseT Premium POE E Series WS-X4748-RJ45V+E CAT1518L0K5 5 4 Sup 7-E 10GE (SFP+), 1000BaseX (SFP) WS-X45-SUP7-E CAT1506L06A 6 4 Sup 7-E 10GE (SFP+), 1000BaseX (SFP) WS-X45-SUP7-E CAT1602L19X M MAC addresses Hw Fw Sw Status –+——————————–+—+————+—————-+——— 4 e8b7.4865.c090 to e8b7.4865.c0bf 1.0 Ok 5 70ca.9b5e.6600 to 70ca.9b5e.6603 1.0 15.0(1r)SG7 03.01.00.SG Ok 6 70ca.9b5e.6604 to 70ca.9b5e.6607 1.1 15.0(1r)SG7 03.01.00.SG Ok Mod Redundancy role Operating mode Redundancy status —-+——————-+——————-+———————————- 5 Active Supervisor RPR Active 6 Standby Supervisor RPR Standby cold System Failures:

Related Information: ROMMON Release Notes for the WS-X45-SUP7-E and WS-C4500X Family of Switches ROMMON R Notes for WS-X4013+10GE and WS-X4516-10GE

More Related Cisco Hardware Topics: Cisco VSS Configuration: Cisco Catalyst 6500 Virtual Switching System Cisco Catalyst 4500 Switch, How to Configure a DHCP Relay on It?